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MerxtioAnalysis and guides across technology, AI, finance and shopping.

Your Router Is the Slowest Thing You Own

People upgrade to gigabit internet and keep the box the ISP sent in 2019. The bottleneck moved indoors years ago, and no speed test will tell you.

5 min read

The Case for Buying Last Year's Laptop

The gap between this year's laptop and last year's is smaller than the gap between their prices. Knowing which generations broke that rule is the whole skill.

5 min read

Local Models Are Finally Worth Running

For two years running a model on your own machine was a hobby. Unified memory and better small models changed the arithmetic, though not for every job.

5 min read

The Real Cost of a 0% Balance Transfer

Zero percent is the headline rate. The transfer fee, the reversion date and the payment hierarchy are where the product actually makes its money.

5 min read

The USB-C Cable You Should Actually Buy

Identical connectors hide wildly different ceilings. A cable that charges your laptop may cap your monitor at 1080p, and nothing on the packaging says so.

5 min read

What a $200 Keyboard Actually Buys You

Most of the price gap between a $40 keyboard and a $200 one is not the switches. It is the case, and the case is what you can actually hear and feel.

5 min read